Understanding the impact of the pandemic on debt

Poverty Picture of money
ProjectsJuly 9th, 2021

The pandemic has had a devastating impact on all of us in Wales over the last 16 months. Not all of us have been in a position to weather the storm as easily as others. Our report A snapshot of poverty in spring 2021 highlighted how rising living costs and falling incomes have pushed many households into real hardship. Whilst some have been forced to cut back on everyday items, others have been pushed into debt.

Between January and May 2021, 10 per cent of Welsh households fell behind on a bill whilst 17 per cent borrowed money to pay a bill. With many measures that have protected people who have fallen into debt coming to an end this summer, the Bevan Foundation is undertaking a project to better understand the impact of the pandemic on debt and to explore solutions.


The aim of the project is to gain a better understanding of the impact of the pandemic on debt. The project will:

  • Explore who has fallen into debt in Wales
  • The depth of personal debt in Wales
  • Whether there are any differences between the current situation and the situation pre pandemic
  • The impact on people’s lives

We will aim to develop practical solutions that could ease the burden faced by households across the nation.

What are we doing?

The Bevan Foundation is developing the project by:

  • Undertaking analysis of a survey conducted by YouGov on our behalf
  • Working with stakeholders to better understand the problem and explore solutions
  • Working with people with lived experience of poverty


This project is funded by the Joseph Rowntree Foundation as part of our work on solving poverty in Wales

Tagged with: DebtPoverty


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